Tractor Finance and Leasing

Farming has never faced so many challenges, including agricultural intensification, post-Brexit labour shortage, dairy prices, and climate change. It has never been so important for farmers to use up to date, environmentally friendly and efficient machines to maximise profits and remain fully compliant.

With over 25 years’ experience in the agricultural industry, Buckingham Leasing know how important it is for farmers to discuss their next tractor lease with people who have a wealth of knowledge on the practices of farming as well as being coherent with the finance options available. Having worked on active British farms, Buckingham Leasing’s employees are on hand to give you:

  • First-class service with a focus on communication
  • The best rates in the market to save you both time and money
  • 100% transparency to ensure full customer confidence

With access to a portfolio of lenders as well as offering our own lend, Buckingham Leasing will not be beaten on rates. In regard to new tractor financing and leasing, we have access to exclusive manufacture ‘low cost’ subsidised finance schemes including 0%.  Additionally, for used tractor financing and leasing, we can assure you we will offer the lowest rate in the market even when compared with a ‘big four’ UK bank. This puts us in the best position to give you transparent advice, preserve your cashflow and setup a finance contract which you have complete confidence in. Please see below some feedback from several farmers Buckingham Leasing have assisted on financing their tractor:

‘Buckingham Leasing cannot be beaten on rates! We couldn’t believe how cheap they were especially when compared to a finance provider we have used previously.’

‘Great service and great rates!’

‘We were going to pay cash before discussing the 0% finance options for our new tractor with Buckingham Leasing. Knowledgeable and efficient, the process was seamless.’

We can offer a variety of tractor finance packages, built to suit the requirement of your farm. Please see the options below and the advantages of each:

Hire Purchase

  • Spread capital cost over 1-7 years (pay monthly, quarterly, semi-annually, annually or bespoke)
  • Full ownership on final payment
  • Maintain a healthy cashflow with low-rate finance
  • VAT paid upfront, deferred, or financed in full over the respective term
  • Claim tax relief via annual capital allowances
  • Agreed fixed repayments facilitates budgeting

Finance Lease

  • Spread capital cost over 1-7 years (pay monthly, quarterly, semi-annually, annually or bespoke)
  • Option to own/sell or lease at the end of the term
  • Maintain a healthy cashflow with low-rate finance
  • No deposit required; VAT payable on each lease payment
  • Payments are tax deductible
  • Agreed fixed repayments facilitates budgeting

Operating Lease

  • Pay fixed rentals (monthly, quarterly, semi-annually, annually or bespoke) over 1-7 years
  • Lower payments than with HP or FL, never repay full asset value over term
  • No deposit required; VAT payable on each lease payment
  • Allows you to develop a structured equipment replacement cycle, ensuring you can benefit earlier from the latest technology
  • Payments are tax deductible
  • Agreed fixed repayments facilitates budgeting
  • Maintenance/ service costs can be included on rentals and is interest free

Sale & HP Back

  • Fixed payments over 1-7 years (monthly, quarterly, semi-annually, annually)
  • Can arrange finance on anything purchased up to 90 days prior
  • Full ownership on final payment
  • Maintain a healthy cashflow with low rate finance

Why lease and not pay upfront?

✔ Minimal deposit required

✔ Tax benefits

✔ Preserves your cashflow

✔ Simple application

✔ Receive funds in as little as 24 hours

✔ VAT can be paid upfront or deferred

✔ Allows you to develop a structured equipment replacement cycle

Buckingham Leasing work closely with the largest manufacturers and suppliers of agricultural equipment in the UK. Please get in touch today for a no obligation quotation and to see how much you could save with us.

E: enquiries@buckinghamleasing.co.uk

M: 07515662628

Borrow up to 100% of the project cost and protect your cashflow today!