Why Flexible Finance Is Becoming a Farmer’s Best Friend Farming has always been a balancing act — weather, inputs, markets, labour, and margins. But in 2025, that balancing act has become tougher than ever. Costs are high, prices are unpredictable, and many farms are having to make big decisions with less certainty than they’ve ever […]
Top Business Trends to Watch in 2026: What Businesses Should Prepare For As we close out 2025, one reality is hard to ignore: the landscape has fundamentally changed. Costs are higher, demand is uneven, and the long-term economic picture remains uncertain. Yet in that uncertainty sits opportunity — especially for businesses that prepare early. Here […]
Autumn Budget 2025: What It Really Means for SMEs The Autumn Budget has landed, and while it wasn’t the radical reset some were hoping for, it marks a clear shift in direction. For SMEs already working through rising costs, tight margins, and uncertain demand, this Budget lays out the economic landscape for 2026 — and […]
The Autumn Budget is set for 26 November 2025, and all eyes are on Chancellor Rachel Reeves as she prepares her second major fiscal statement. With borrowing still high, inflation proving stubborn, and growth flatlining, the government faces one of the toughest balancing acts in years. Reeves has signalled her intention to build extra “headroom” […]
Running a business is never without challenges, but 2025 has tested SMEs in particular. Inflation is proving sticky, interest rates remain elevated despite recent cuts, and costs across wages, fuel, and energy show little sign of easing. Against this backdrop, financial planning has never been more important. Here are five practical tips to help SMEs […]
Inflation might be easing in the headlines — but on the ground, UK farmers know the story is far from over. Input prices are stubbornly high, selling prices are unpredictable, and the gap between the two is tightening. From the cost of diesel to the price of a pint of milk, farming in 2025 has […]
5 Ways to Find the Best Leasing Deal for Your Business When it comes to financing new equipment, vehicles, or machinery, leasing can be a smart way to stay competitive without draining cash reserves. But not all leasing deals are created equal. The right agreement will protect your cash flow, give you flexibility, and help […]
Bank of England Cuts Rates to 4% – But Is It Enough to Boost Business Confidence? The Bank of England has reduced interest rates to 4%, their lowest level since early 2023. The move trims the base rate from 4.25% and represents the fifth cut in the past year. On paper, it’s good news for […]
Interest rates may not be rising anymore — but they’re not falling just yet either. The Bank of England held the base rate at 4.25% again this month, signalling that cuts might come later this year. Until then, we’re operating in a climate where borrowing costs remain elevated, uncertainty persists, and cash flow is under […]
The Bank of England held interest rates at 4.25% this month — no surprise. But the message behind it? That’s shifting. Governor Andrew Bailey called it a “gradual downward path.” Translation: we could see a rate cut as soon as August. But with inflation rising again, that path may not be as smooth as it […]
