Chapter 01
The six categories of stadium capex
Floodlights and grow lighting, LED screens and perimeter boards, audio and PA, matchday IT and turnstiles, pitch and grounds machinery, hospitality fit-out. We set out typical spend bands, useful economic life and the finance structure that fits each.
Chapter 02
Worked example: £420k LED floodlight upgrade
A National League club replacing metal-halide floodlights with a broadcast-spec LED scheme. Full costings, six-year finance lease treatment, energy saving offset, and the season-weighted payment schedule we structured to protect summer cash flow.
Chapter 03
Season-weighted payments
How we structure payments to lean into ticketing and hospitality cycles for EFL, National League and semi-professional clubs. Includes a template schedule that most lenders will accept without a covenant amendment.
Chapter 04
Refinance: releasing capital for the next project
Most clubs sit on £150k–£500k of paid-down grounds and matchday equipment. We show how refinancing that pool has funded pitch reconstructions, hybrid pitch systems and academy facilities without a fresh capital call.
Chapter 05
What lenders look for from a club
Financial covenants, EFL and FA disclosures, and how to package a capital paper that gets through committee first time.
- 01The six categories we finance, with typical spend and terms
- 02Worked example: £420k LED floodlight scheme on a 6-year finance lease
- 03Season-weighted payments for National League and EFL clubs
- 04Refinance strategies to release capital for the next pitch project

