Chapter 01
The six categories of stadium capex
Floodlights and grow lighting, LED screens and perimeter boards, audio and PA, matchday IT and turnstiles, pitch and grounds machinery, hospitality fit-out. We set out typical spend bands, useful economic life and the finance structure that fits each.
Chapter 02
Season-weighted payments
How we structure payments to lean into ticketing and hospitality cycles for EFL, National League and semi-professional clubs. Includes a template schedule that most lenders will accept without a covenant amendment.
Chapter 03
Refinance: releasing capital for the next project
Most clubs sit on £150k–£500k of paid-down grounds and matchday equipment. We show how refinancing that pool has funded pitch reconstructions, hybrid pitch systems and academy facilities without a fresh capital call.
Chapter 04
What lenders look for from a club
Financial covenants, EFL and FA disclosures, and how to package a capital paper that gets through committee first time.
- 01The six categories we finance, with typical spend and terms
- 02Season-weighted payments for National League and EFL clubs
- 03Refinance strategies to release capital for the next pitch project