Question 1

Can pitch, court and facility works be funded as one project?

Accepted Answer

Yes. Artificial and hybrid pitches, courts and MUGAs, floodlighting, fencing, drainage and spectator infrastructure can be funded together, including design and installation.

Larger schemes draw down in stages against the contractor's programme.

Question 2

Can payments be timed around the season or membership income?

Accepted Answer

They can. Clubs commonly pay more during the playing season, and membership-funded organisations often prefer payments weighted to when subscriptions land.

Question 3

Do clubs, trusts and schools get funded on the same basis?

Accepted Answer

Broadly yes, though the evidence differs. Limited companies are assessed on accounts, while clubs, trusts and schools are assessed on membership or fee income, reserves and governance. Committee and governor approval timescales are worth flagging so we can hold an offer open long enough.

Question 4

Can gym and fitness equipment be included?

Accepted Answer

Yes. Cardio and resistance equipment, functional rigs, flooring and studio fit-out are routinely funded over three to five years, matched to the refresh cycle members expect.

Question 5

I have never used a finance broker before. Is it more hassle?

Accepted Answer

Less, in our experience. You complete one application and one conversation with us. We then approach the funders on your behalf, rather than you filling in separate forms for your bank, the dealer's finance arm and anyone else you might have approached. We handle the paperwork, the funder's questions and the chase-up, and we come back to you with the options set out plainly. You keep the decision; we do the legwork. It also protects your credit file. Rather than several lenders searching you in a short space of time, we place the proposal with the funders most likely to say yes to that particular asset and business.

Question 6

What types of assets can be funded?

Accepted Answer

Broadly, anything identifiable, durable and used for business purposes. In practice that means: tractors; combines and harvesters; balers, mowers and forage equipment; telehandlers and loaders; ATVs, side-by-sides and utility vehicles; grain handling, storage and drying plant; livestock housing, feeding and handling equipment; milking parlours and robotic milking systems; irrigation and water management; groundscare machinery including greens mowers, fairway units, sprayers and top dressers; construction plant such as excavators, dumpers and rollers; commercial vehicles, vans and trailers; solar arrays, battery storage and other renewables; and IT, software and telematics. If an asset is unusual we will say so early. Specialist or bespoke equipment can usually be funded, though the funder panel narrows and the structure may differ.

Sport & Leisure finance

Finance for every category of sport & leisure equipment

Sport & Leisure equipment we fund every week

Categories we regularly fund

Sport & Leisure finance: common questions

Ready to fund sport & leisure equipment?